Hi Mike
If you scroll down a bit from the text box where you type your message onto the forum, you will see "Instant UBB Code", click the button for IMAGE & then type in the address of your photo. You have to have your photo uploaded to a place such as webshots.com (you can get a free account there to store online photos) or you can upload them to your personal server space provided to you by your Internet Service Provider. Hope this helps
Chrissy